June 7, 2023
AgencyTips for Enhancing Construction Site Safety
It shouldn’t come as a surprise that working in construction is a risky job. The chance for injury is significantly higher than many other professions due to the nature of working with power tools and heavy machinery. However, establishing better safety protocols is a huge step toward the safety of your employees. Here are a […]
May 24, 2023
AgencyWhat Type Of Insurance Should An Independent Contractor Carry?
No matter whether you have a specialty or offer general contracting services, it’s important to carry the right type of insurance to protect yourself and your business. There are several different policies and coverages available, but it can be hard to tell which ones are best for your business. Common Coverages for Contractors Some of […]
April 19, 2023
AgencyWhat is Employee Practices Liability Insurance?
As a business owner, you know that workplace discrimination is against the law and you actively do your best to eliminate these incidents and other employment-related accusations within your business. But even with the best intentions, you can’t be everywhere at all times. Across the United States, approximately three out of five businesses have been […]
March 29, 2023
AgencyInsuring Your Contracting Business
Like any business, contractors have their own unique risks. Get the protection you need with the right insurance policies. Discuss the following (and additional) options with your independent insurance agent to build an appropriate insurance package for your business. Property: Your business likely own physical assets. Protect these physical assets from damage, fire, weather incidents […]
February 17, 2023
AgencyWhy Any Business Can Benefit from Cyber Liability Insurance
The digital sphere has become an indispensable part of the American economy, and nearly every modern business is online in some way, shape or form. However, as you compile digital information, you have to realize the sensitivity of the information in your care. It might not only include company information, but also customer and other […]
November 11, 2022
AgencyWhat Does Commercial Liability Insurance Cover?
While commercial property insurance may be fairly self-explanatory, many people are unfamiliar with commercial liability insurance. This type of coverage protects a business from the financial obligations associated with third party liability risks, such as if a guest gets injured on business property or by a business’ product. Commercial liability insurance can cover medical expenses, […]
June 27, 2022
AgencyHow Long Do You Have to File a General Liability Claim?
Every business should have general liability as part of their insurance policy. This coverage provides compensation for bodily injury or physical damage you may directly or indirectly cause to someone else. It offers medical expense assistance as well as helps with legal expenses relating to lawsuits. General liability often comes in bundles, such as when […]
January 7, 2022
AgencyHow Long Do You Have to File a General Liability Claim?
Every business should have general liability as part of their insurance policy. This coverage provides compensation for bodily injury or physical damage you may directly or indirectly cause to someone else. It offers medical expense assistance as well as helps with legal expenses relating to lawsuits. General liability often comes in bundles, such as when […]
August 10, 2021
Agency4 Things Your General Liability Doesn’t Cover
Commercial general liability insurance protects you in many cases where your business facies liability risks. If someone slips and falls on your floor, then it’s possible your policy offers you coverage. However, there are other liabilities general liability insurance won’t cover. 1. Auto Accidents If you get into an accident, it seems logical that […]