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January 7, 2022
Agency

How Long Do You Have to File a General Liability Claim?

Every business should have general liability as part of their insurance policy. This coverage provides compensation for bodily injury or physical damage you may directly or indirectly cause to someone else. It offers medical expense assistance as well as helps with legal expenses relating to lawsuits. General liability often comes in bundles, such as when […]
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December 7, 2021
Agency

Are Surety Bonds Insurance?

When putting together your business’s risk management portfolio, you will naturally need to include commercial insurance as part of your strategy. However, another critical piece of financial protection that you might need is a commercial bond. Also known as surety bonds, commercial bonds are guarantees of financial security that address a business’s liabilities to its […]
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November 16, 2021
Agency

I Own The Building. Does The Tenant Pay For Property Damage?

Commercial properties sometimes are not owned by the businesses that occupy them. Sometimes, the property owner is, in effect, the landlord of the building. The various business owners are the tenants. If property damage occurs, therefore, then several different parties might lose out. Who, in these cases, bears the responsibility of covering the costs? Do […]
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August 10, 2021
Agency

4 Things Your General Liability Doesn’t Cover

Commercial general liability insurance protects you in many cases where your business facies liability risks. If someone slips and falls on your floor, then it’s possible your policy offers you coverage.   However, there are other liabilities general liability insurance won’t cover.  1. Auto Accidents  If you get into an accident, it seems logical that […]
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