July 13, 2023
AgencyDoes Commercial Auto Insurance Cover Employee Vehicles?
Commercial auto insurance policies are designed to cover vehicles used or owned by the business, but insurance can get slightly more complicated when it comes to employee vehicles. If your employees use personal vehicles for work, they may not be covered under your business’ basic commercial auto insurance policy. What Does Commercial Auto Insurance Cover? […]
June 7, 2023
AgencyTips for Enhancing Construction Site Safety
It shouldn’t come as a surprise that working in construction is a risky job. The chance for injury is significantly higher than many other professions due to the nature of working with power tools and heavy machinery. However, establishing better safety protocols is a huge step toward the safety of your employees. Here are a […]
May 24, 2023
AgencyWhat Type Of Insurance Should An Independent Contractor Carry?
No matter whether you have a specialty or offer general contracting services, it’s important to carry the right type of insurance to protect yourself and your business. There are several different policies and coverages available, but it can be hard to tell which ones are best for your business. Common Coverages for Contractors Some of […]
April 19, 2023
AgencyWhat is Employee Practices Liability Insurance?
As a business owner, you know that workplace discrimination is against the law and you actively do your best to eliminate these incidents and other employment-related accusations within your business. But even with the best intentions, you can’t be everywhere at all times. Across the United States, approximately three out of five businesses have been […]
March 29, 2023
AgencyInsuring Your Contracting Business
Like any business, contractors have their own unique risks. Get the protection you need with the right insurance policies. Discuss the following (and additional) options with your independent insurance agent to build an appropriate insurance package for your business. Property: Your business likely own physical assets. Protect these physical assets from damage, fire, weather incidents […]
February 17, 2023
AgencyWhy Any Business Can Benefit from Cyber Liability Insurance
The digital sphere has become an indispensable part of the American economy, and nearly every modern business is online in some way, shape or form. However, as you compile digital information, you have to realize the sensitivity of the information in your care. It might not only include company information, but also customer and other […]
January 5, 2023
AgencyWho Needs Insurance in Your Non-Profit
Non-profits may not have a lot of money to spare in case they face any damages or liability claims. One way a non-profit can protect its reserve assets is through proper non-profit insurance. Non-profit insurance usually can protect products the organization produces, its business assets, and people associated with the cause. It is a non-profits […]
December 27, 2022
AgencyUnderstanding How Children Qualify For Health Insurance
Childhood is one of the most important developmental periods of anyone’s life. Most children have specific medical needs. As such, you cannot understate the importance of health insurance for a dependent child. When getting health insurance, children often qualify for coverage through several different avenues. Each avenue comes with unique qualifications and specifications. Based on […]
November 11, 2022
AgencyWhat Does Commercial Liability Insurance Cover?
While commercial property insurance may be fairly self-explanatory, many people are unfamiliar with commercial liability insurance. This type of coverage protects a business from the financial obligations associated with third party liability risks, such as if a guest gets injured on business property or by a business’ product. Commercial liability insurance can cover medical expenses, […]
October 20, 2022
AgencyWhat is a Surety Bond?
A surety bond is a way to make sure that a contract is completed in the event of contractor default and is a way for contractors and project owners to protect themselves. When a project owner, known as an obligee, seeks out a contractor, known as a principal, to fulfill a contract, it is […]